Brandy Gaiser

How Changing Mortgage Rates Can Affect You

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How Changing Mortgage Rates Can Affect You



 

The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing [...]

Trying To Buy a Home? Hang in There.

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Trying To Buy a Home? Hang in There.



 

We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s market that give you good reason to stick [...]

Your Tax Refund Can Help You Achieve Your Homebuying Goals

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Your Tax Refund Can Help You Achieve Your Homebuying Goals



 

Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses.

SmartAsset estimates the average American will receive a $1,798 tax refund this year. The map below provides a more detailed estimate by [...]