708 S 3rd StreetSmithfield, NC 27577Price: $209,900

  • Price: $209,900
  • Est. Mortgage of $/month
  • 10 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $209,900List Price
  • 2Bedrooms
  • 1Bathrooms
  • 0.08Acreage
  • 1,170Square Feet

Listing Tools

Listed by Sharon Evans of EXP Realty LLC
NO HOA | USDA ELIGIBLE | Downtown Smithfield Brick Ranch | Walkable Lifestyle | Investor-Friendly Opportunity Rare opportunity to own a charming brick ranch in the heart of Downtown Smithfield offering walkable convenience and strong flexibility for both homeowners and investors seeking long-term rental or Airbnb-style income potential. Just minutes from restaurants, shopping, entertainment, medical facilities, the Neuse River Amphitheater, and scenic access to the Neuse River Greenway, this home offers an exceptional blend of downtown convenience, recreation, and small-town lifestyle appeal. Opportunities to own in this desirable downtown location are becoming increasingly difficult to find. This well-maintained 2-bedroom, 1-bath home features a functional single-level layout, timeless hardwood floors, an open kitchen, formal dining room, and a cozy gas fireplace that adds warmth and character. The bright three-season room provides valuable flex space ideal for a home office, hobby room, reading area, or additional living space. Step outside to enjoy the covered patio, perfect for relaxing or entertaining, while the corner lot enhances curb appeal and creates a more open, spacious feel. Major system updates-including a water heater (2026), HVAC system (2020), and roof (2019)-provide added peace of mind and help reduce future maintenance concerns. Whether you're a first-time buyer exploring USDA-eligible financing opportunities, downsizing into a manageable single-level home, or seeking a property with long-term rental or Airbnb-style investment flexibility, this home delivers a rare combination of location, functionality, and value. With no HOA restrictions, updated major systems, and a highly desirable Downtown Smithfield location, this property offers the flexibility, convenience, and long-term appeal that today's buyers are searching for. Schedule your showing today.

Property Details of 708 S 3rd Street

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