21 Cumberland StreetOcean Isle Beach, NC 28469Price: $1,395,000

  • Price: $1,395,000
  • Est. Mortgage of $/month
  • 25 Days on Market
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Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,395,000List Price
  • 4Bedrooms
  • 5Bathrooms
  • 0.12Acreage
  • 2,562Square Feet

Listing Tools

Listed by Suzanne M Polino of ASAP Realty
Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats passing by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches --including an updated screened porch(2026) off the kitchen--creating the perfect setting for sunrise morning coffee, sunset dinners, and entertaining. Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away. Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and tankless hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more. You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it's gone!

Property Details of 21 Cumberland Street

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"Based on information submitted to Hive MLS as of June 13, 2026 3:44 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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